Insurance Claims Against Restaurants: What to Know
By Pyle Law, October 14 2022 5:04 pmWhile injuries often happen in businesses, slip and falls, burns, and foodborne illnesses rank high among claimants, making restaurants a target of many insurance claims and premises liability lawsuits. Insurance Claims Against Restaurants are something you must know about.
People have the right to make a claim for compensation, especially when injured because of a restaurant’s negligence. This is a challenging process, so you need help from a personal injury lawyer.
Restaurants are obligated, legally, to do everything in their power to safeguard customers. So, if someone gets hurt because of negligence, the eatery has breached or violated this duty of care. This happens when the staff or manager does something recklessly or fails to take precautions.
If a restaurant is deemed liable for damages, it may have to pay a claimant’s medical expenses, lost wages, out-of-pocket expenses, and any costs related to pain and suffering.
Moreover, a restaurant is subject to governmental health and safety regulations. If they violate these laws, the authorities may close them down or penalize them by assessing fines and similar charges.
If you recovered from a minor injury at a pub or eatery with only minimal medical treatment and did not miss much work, you may be able to settle a claim with an insurance company, but it’s best to contact a lawyer first.
To calculate what you’re owed, you’ll need to figure out how much you paid in medical bills and out-of-pocket costs, and what you lost in earnings. You also need to determine what you’re owed for pain and suffering.
After all, insurance companies are in the business of making money, so they may not be too forthcoming in paying a larger settlement.
Also, you may need more money to cover your expenses. Therefore, it’s best to contact an attorney versus trying to settle on your own.
While knowing about negligence is one thing, proving it is another matter entirely. You not only need to show the restaurant was negligent, but you need to prove that the oversight led to your illness or injury.
If you do get injured or sick in a restaurant, you need to take the following steps:
In fact, more than 48 million people contract food poisoning annually, leading to around 128,000 hospitalizations and 3,000 deaths per year. Contamination may result from improper cooking or may be transmitted by restaurant workers who are ill or do not wash their hands before they begin working.
If you have become sick or injured in a restaurant due to negligence, you need to review your case with an experienced attorney immediately. In Kansas, contact Pyle Law today. Call (620) 241-9000 to schedule a consultation right away.