Claims Against Manufacturing Insurance
By Pyle Law, November 28 2022 6:20 pmManufacturing companies have extensive insurance policies as part of their business practices. When a defective or dangerous product causes you injuries, you will need to seek compensation for your losses by filing a claim against the manufacturer’s insurance company. While the manufacturer might be liable for your injuries and losses, it does not mean the insurance claim process will be straightforward.
If you need to file a manufacturing insurance claim, you should always seek help from a product liability attorney from the start of the process.
There are limitless ways in which consumer products can be defective, but they tend to fall into one of three categories.
Design defects occur when a product is inherently dangerous to use as it is designed. For example, an SUV that is inherently unstable and tends to roll over under normal conditions would fall into this category.
Manufacturing defects involve some issue in the manufacturing process that makes a product unsafe. For instance, if the manufacturer chose to use substandard materials or employed shoddy workmanship in the manufacturing process, it may lead to a manufacturing defect that made the product unsafe.
Marketing defects occur when a product has some inherent risk that could easily be mitigated by providing the consumer a warning, but the manufacturer fails to provide such a warning. Cases involving marketing defects are often referred to as failure to warn cases.
Many types of products have been the subject of manufacturing insurance claims, including:
No matter what type of product caused your injuries, you deserve to receive compensation for your losses if a manufacturer was negligent. Unfortunately, the insurance companies covering manufacturing corporations are less than forthcoming with the compensation you need. It is never wise to speak with an insurer before hiring a product liability attorney to represent you.
You want an attorney to handle all of your communications with manufacturing insurance companies. This is because insurance representatives will do whatever they can to avoid paying you the full amount of your claim.
When you file a claim, you should seek compensation for all of your economic and non-economic losses, including medical expenses, lost earnings, future costs, pain and suffering, and more. The insurer will often make a settlement offer that is far less than the value of your losses, and you should never accept anything without having a lawyer review the offer first. When you have an attorney handling your claim, you can rest assured that you will not leave any money on the table.
At Pyle Law, we take on insurance companies of large manufacturers when products cause injuries to consumers. If you believe you have a case, please never hesitate to contact us for your free case evaluation.
