What to Do If an Insurance Company Is Stalling

By Pyle Law, Reviewed by E. THomas Pyle September 01 2022 6:43 pm

What to Do If an Insurance Company Is Stalling

By Pyle Law, Reviewed by E. THomas Pyle September 01 2022 6:43 pm
What to Do If an Insurance Company Is Stalling

Insurance Company Stalling

If you want to receive a fair settlement for any claim you make regarding an insurance payout for an injury, you should always speak to a personal injury lawyer first. Otherwise, you may find yourself waiting on money that you need to pay for medical bills and daily household expenses. This can be considered insurance company stalling.


Insurance companies may delay the claims process, as they’re in the business to make money. They’re not in the habit of paying out large settlements. If you want to avoid controversies along these lines, again, you need to speak to a personal injury lawyer about your situation and the facts surrounding your accident claim.


Types of Personal Injury Cases

People who work with personal injury attorneys do so for one of several reasons. Attorneys may handle cases involving autos wrecks, slip-and-falls, work-related accident, medical malpractice, wrongful death, construction accidents, pedestrian accidents, semi-truck wrecks, or motorcycle mishaps.


Insurance Companies and Personal Injury Law Firms Do Not Have the Same Goals

The goal of the insurance company is to settle at the lowest amount feasible or find ways, in some cases, to deny your claim. Moreover, if your claim is larger, you may have to wait longer for the money.


It’s not a coincidence that bigger insurance payouts take longer to process. An insurance company does not normally handle claims one at a time. Instead, they manage tens of thousands of claims regularly. This gives them an excuse to hold up the processing of claims so they can further invest their capital and money.


Therefore, stalling is a strategy that often works. The longer the claimant has to wait, the easier it is for them to accept a lower amount. An insurance company adjuster understands that delays do pay, all of which helps them save money for their company.


Low Payouts Increase Insurance Company Profits

After all, the less money that is given to the claimants, the more money the insurance company makes. As a result, an insurance company looks at the value of a payout versus the claimant’s personal experience. The more an insurer stalls, the more time they have to find inaccuracies regarding your claim. It also gives them more time to find reasons for paying out less money.


In addition, stalling gives an insurance company time to check the coverage on your policy as well as find errors on the claims form. This won’t happen if you talk to an attorney first. He or she has the experience needed to speak with an insurance company.

 Insurance Company Stalling

Always Receive Medical Attention Immediately

When reporting a claim, it is also critical that you seek medical treatment right away. Any delays along these lines may be used against you. The insurance company may state that you were not actually hurt if you do not get treated right away. While contacting a personal injury lawyer is your priority, you also need to report the accident to your insurance company – right after the event. Don’t wait for a week to pass. Do so immediately. Any lapse of time may be misinterpreted.


Insurance companies also rely on software programs that place a monetary value on clams. As a result, the program may not factor in all the criteria for the payout of your claim. That’s because the programs are designed to save insurance companies money. They’re not made to calculate damages that fall outside these guidelines.


For example, car insurance companies typically consider damages, such as medical expenses, lost wages, or the state requirements for liability. Asking for pain and suffering significantly increases the settlement amount. Therefore, insurance claims software programs may not factor in the non-economic costs for a payout.


Speak to a Personal Injury Attorney – Get the Money You Need Sooner

Have you been injured? Are you seeking remuneration for a personal injury claim? Is your insurance company keeping you waiting? Maybe they’ve already denied your claim. If so, you need to speak to a personal injury attorney from Pyle Law. Find out more details by contacting our firm for help today.

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Pyle Law was founded in 1999 with a commitment to fewer clients and better service. We believe that each and every client is important and everyone is entitled to justice and equal protection under our laws. We make every case a priority and are committed to keeping each client informed about the status of their case. We do not guarantee results, but we do guarantee effort.


This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney E. Thomas Pyle who has more than 20 years of legal experience as a practicing personal injury trial attorney.