How Car Insurance Companies Try to Trick Car Accident Victims

How Car Insurance Companies Try to Trick Car Accident Victims

By Pyle Law, Reviewed by E. Thomas Pyle September 30 2020 5:43 pm

Filing an insurance claim after a car accident injury should be a straightforward process, though it is rarely easy. It is usually beneficial to have the help of a car accident lawyer who knows the tactics that insurance companies use.

If you have been injured in a car accident that was caused by another motorist’s negligence, you’re physically and emotionally vulnerable and likely don’t know what to do to obtain the compensation you need to reach your fullest recovery. While it’s true that the insurance company involved is paid to cover your losses, insurance companies are motivated by profits, and you’re unlikely to receive the full compensation to which you are entitled without the professional legal counsel of an experienced Kansas car accident attorney on your side.

Making an Early Settlement Offer

If you’re recovering from the injuries you’ve sustained in a car accident, an early settlement offer from the insurance company may seem like exactly what you need, and the insurance representative is counting on that. The fact is that serious injuries can end up being far more costly – and difficult – to recover from than is immediately apparent, and the insurance company is likely hoping to have you sign away your rights to complete compensation before you recognize the full extent of your financial, physical, and emotional damages. Remember that an early settlement offer is a red flag, and never sign off on such an offer before you’ve discussed its implications with an experienced car accident attorney.

Other Tricks of the Trade

Insurance companies have many other tools in their belts that are intended to help keep their profits healthy and their payouts low, including all of the following:

• Some insurance companies are not above stalling the settlement process in an effort to frustrate claimants to the point of either giving up or of accepting less than the amount to which they’re entitled.
• Insurance companies sometimes make the claims process so convoluted and labor intensive that claimants simply give up out of frustration and exhaustion.
• Insurance companies sometimes deny claims outright in an effort to weed out those claimants who are most likely to give up.
• Some insurance companies take it upon themselves to deny the veracity of claims – instead preferring to put their own spin on the accidents in question. By poking holes in a claimant’s version of events, the insurance company can sometimes get away with paying far less. 

Whatever antics the insurance company uses with your claim, a dedicated Kansas car accident attorney will help ensure that it continues to move forward toward a resolution that favors your fullest recovery. 

It’s Time to Consult with an Experienced Kansas Car Accident Attorney 

Car accidents can be serious and can lead to exceptionally costly damages that include medical expenses, lost wages, and physical and emotional pain and suffering. If another motorist’s negligence leaves you injured, the formidable car accident attorney at Pyle Law in Kansas is on your side and here to help. We have the experience, resources, and commitment to skillfully advocate for a settlement or court award that addresses your damages in their entirety. To learn more, please don’t hesitate to contact us online or call us at 620-374-9299 today.